{"id":20211,"date":"2024-07-29T21:03:22","date_gmt":"2024-07-29T20:03:22","guid":{"rendered":"https:\/\/www.verylvke.com\/en\/?p=20211"},"modified":"2024-07-29T21:03:22","modified_gmt":"2024-07-29T20:03:22","slug":"pay-bills-using-credit-cards-including-amex-with-bluechain","status":"publish","type":"post","link":"https:\/\/www.verylvke.com\/en\/2024\/07\/29\/pay-bills-using-credit-cards-including-amex-with-bluechain\/","title":{"rendered":"Pay bills using credit cards (including Amex) with Bluechain"},"content":{"rendered":"\n

One important job we frequently travellers do is maximise point earning through credit cards, and that’s why Curve<\/a> is very popular in the UK. If you usually have a lot of bills to pay via bank transfer (BACS), you may be interested in this company Bluechain<\/a>.<\/p>\n\n\n

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Here is how Bluechain works: when you’ve got a bill pay to a business (e.g. rent and service charge), Bluechain will take a credit card payment (subject to a fee) from you, and then make the bank transfer on your behalf. Bluechain earns a commission and you earn the points, simple.<\/p>\n\n\n\n

There is a similar and better known business called Billhop. They charge a higher fee and no longer accept personal customers however, so less relevant nowadays.<\/p>\n\n\n\n

Bluechain charges 2.3% on Amex payment and 2.5% on Visa \/ Mastercard. The Amex fee is lower as a result of the collaboration between the two companies.<\/p>\n\n\n\n

Even at 2.3% it’s not profitable under most circumstances, since no UK card can generate a 2.3% rebate on its spend. There are a few scenarios where it might make sense:<\/p>\n\n\n\n

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  • You need to manufacture some spend for say the sign-up bonus or anniversary award of a credit card, which you can’t hit otherwise<\/li>\n\n\n\n
  • You are paying bills for your business, and with the corporate tax deduction your cost is effectively reduced to 1.x%<\/li>\n<\/ul>\n\n\n\n

    If you have a more rewarding credit card, e.g. the U.S. ones, the maths could also change. I’ve never used Bluechain myself however and I don’t know if they take all credit cards.<\/p>\n","protected":false},"excerpt":{"rendered":"

    One important job we frequently travellers do is maximise point earning through credit cards, and that’s why Curve is very popular in the UK. If you...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[120],"tags":[124],"class_list":["post-20211","post","type-post","status-publish","format-standard","hentry","category-credit-cards","tag-points-trick"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/posts\/20211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/comments?post=20211"}],"version-history":[{"count":4,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/posts\/20211\/revisions"}],"predecessor-version":[{"id":20215,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/posts\/20211\/revisions\/20215"}],"wp:attachment":[{"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/media?parent=20211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/categories?post=20211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.verylvke.com\/en\/wp-json\/wp\/v2\/tags?post=20211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}